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Ujjivan Small Finance Bank

TOLA CHHAWNI BRANCH

+918040712166

IFSC CODE
UJVN0003611
MICR Code 845761102
Branch Code 003611
City / District TOLA CHHAWNI
State BIHAR
Office Address BESIDE PUNJAB NATIONAL BANK,SUPRIYA ROAD,CHAWANI,BETTIAH,PASCHIM CHAMPARAN,BIHAR-845438
Phone +918040712166
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Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TOLA CHHAWNI branch of Ujjivan Small Finance Bank, the code UJVN0003611 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UJVN0003611 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UJVN" represents Ujjivan Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TOLA CHHAWNI

Payment Systems Supported by UJVN0003611

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—845761102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ujjivan Small Finance Bank in TOLA CHHAWNI typically follows the RBI holiday calendar. Digital transfers via UJVN0003611 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UJVN0003611 is the valid code for TOLA CHHAWNI at TOLA CHHAWNI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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