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Ujjivan Small Finance Bank

BARAULI AHIR BRANCH

+918040712166

IFSC CODE
UJVN0002439
MICR Code 283761002
Branch Code 002439
City / District BARAULI AHIR
State UTTAR PRADESH
Office Address UPPER GROUND FLOOR,KHASRA NO 275KH SHAMSHABAD ROAD,MAUZA - BARAULI AHIR,TEHSIL AND DISTRICT - AGRA,UTTAR PRADESH
Phone +918040712166
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Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARAULI AHIR branch of Ujjivan Small Finance Bank, the code UJVN0002439 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UJVN0002439 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UJVN" represents Ujjivan Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARAULI AHIR

Payment Systems Supported by UJVN0002439

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—283761002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ujjivan Small Finance Bank in BARAULI AHIR typically follows the RBI holiday calendar. Digital transfers via UJVN0002439 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UJVN0002439 is the valid code for BARAULI AHIR at BARAULI AHIR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • BARAULI AHIR Contact
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Platform Links

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