Ujjivan Small Finance Bank
MALVIYA NAGAR BRANCH
+918040712166
Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MALVIYA NAGAR
branch of Ujjivan Small Finance Bank, the code UJVN0002429 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UJVN0002429 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UJVN" represents Ujjivan Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MALVIYA NAGAR
Payment Systems Supported by UJVN0002429
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110761017—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ujjivan Small Finance Bank in SOUTH DELHI typically follows the RBI holiday calendar. Digital transfers via UJVN0002429 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UJVN0002429 is the valid code for MALVIYA NAGAR at SOUTH DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • MALVIYA NAGAR Contact
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- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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