Ujjivan Small Finance Bank
H D KOTE BRANCH
+918040712166
Related Branches
Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the H D KOTE
branch of Ujjivan Small Finance Bank, the code UJVN0001643 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UJVN0001643 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UJVN" represents Ujjivan Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for H D KOTE
Payment Systems Supported by UJVN0001643
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—570761005—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ujjivan Small Finance Bank in HD KOTE typically follows the RBI holiday calendar. Digital transfers via UJVN0001643 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UJVN0001643 is the valid code for H D KOTE at HD KOTE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ujjivan Small Finance Bank Branch List
- • HD KOTE IFSC Codes
- • Swift Code for Ujjivan Small Finance Bank
- • Bank Holiday in KARNATAKA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • H D KOTE Contact
- • Address of Ujjivan Small Finance Bank
- • MICR Code Finder
- • KARNATAKA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Ujjivan Small Finance Bank UJVN0001643 code, find H D KOTE branch details, Ujjivan Small Finance Bank HD KOTE contact number, KARNATAKA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Ujjivan Small Finance Bank HD KOTE, online neft rtgs imps guide india, how to find ifsc code of Ujjivan Small Finance Bank.