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Ujjivan Small Finance Bank

THRISSUR BRANCH

+918040712166

IFSC CODE
UJVN0001616
MICR Code 680761003
Branch Code 001616
City / District THRISSUR
State KERALA
Office Address NO.678-1 AND 2, 679-2, CHEMBUKKAVU VILLAGE,OPP SUN TOWER, EAST FORT,THRISSUR,THRISSUR,KERALA-680005
Phone +918040712166
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Ujjivan Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THRISSUR branch of Ujjivan Small Finance Bank, the code UJVN0001616 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UJVN0001616 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UJVN" represents Ujjivan Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THRISSUR

Payment Systems Supported by UJVN0001616

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680761003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ujjivan Small Finance Bank in THRISSUR typically follows the RBI holiday calendar. Digital transfers via UJVN0001616 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UJVN0001616 is the valid code for THRISSUR at THRISSUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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