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UCO Bank

GSI EXT CTR KOLKATA BRANCH

+913322861667

IFSC CODE
UCBA0009008
MICR Code 700028998
Branch Code 009008
City / District KOLKATA
State WEST BENGAL
Office Address GSI EXTENSION COUNTER,15 A AND B KYD STREET,KOLKATA 700016 700016
Phone +913322861667
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GSI EXT CTR KOLKATA branch of UCO Bank, the code UCBA0009008 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0009008 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GSI EXT CTR KOLKATA

Payment Systems Supported by UCBA0009008

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700028998—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in KOLKATA typically follows the RBI holiday calendar. Digital transfers via UCBA0009008 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0009008 is the valid code for GSI EXT CTR KOLKATA at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • KOLKATA IFSC Codes
  • • Swift Code for UCO Bank
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Financial Tools

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Branch Context

  • • GSI EXT CTR KOLKATA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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