UCO Bank
LAKHUTI BRANCH
+919435351539
Understanding IFSC Code: The Digital DNA of UCO Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LAKHUTI
branch of UCO Bank, the code UCBA0003503 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UCBA0003503 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UCBA" represents UCO Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LAKHUTI
Payment Systems Supported by UCBA0003503
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—797028503—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UCO Bank in WOKHA typically follows the RBI holiday calendar. Digital transfers via UCBA0003503 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UCBA0003503 is the valid code for LAKHUTI at WOKHA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • UCO Bank Branch List
- • WOKHA IFSC Codes
- • Swift Code for UCO Bank
- • Bank Holiday in NAGALAND
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • LAKHUTI Contact
- • Address of UCO Bank
- • MICR Code Finder
- • NAGALAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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