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UCO Bank

SUNNAM BRANCH

+911772624254

IFSC CODE
UCBA0003443
MICR Code 172028054
Branch Code 003443
City / District SUNNAM
State HIMACHAL PRADESH
Office Address UCO BANK BO SUNNAM VILL SUNNAM PO SUNNAM TEHSIL POOH DISTT KINNAUR PIN 172110 HP
Phone +911772624254
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SUNNAM branch of UCO Bank, the code UCBA0003443 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0003443 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SUNNAM

Payment Systems Supported by UCBA0003443

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—172028054—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in SUNNAM typically follows the RBI holiday calendar. Digital transfers via UCBA0003443 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0003443 is the valid code for SUNNAM at SUNNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • SUNNAM IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in HIMACHAL PRADESH

Financial Tools

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Branch Context

  • • SUNNAM Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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