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UCO Bank

NISSING BRANCH

+911844020160

IFSC CODE
UCBA0003426
MICR Code 132028105
Branch Code 003426
City / District NISSING
State HARYANA
Office Address SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024
Phone +911844020160
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NISSING branch of UCO Bank, the code UCBA0003426 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0003426 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NISSING

Payment Systems Supported by UCBA0003426

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—132028105—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in NISSING typically follows the RBI holiday calendar. Digital transfers via UCBA0003426 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0003426 is the valid code for NISSING at NISSING, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • NISSING IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in HARYANA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • NISSING Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HARYANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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