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UCO Bank

JAMNA BRANCH

+919882236604

IFSC CODE
UCBA0003206
MICR Code 173028065
Branch Code 003206
City / District SATAUN
State HIMACHAL PRADESH
Office Address VPO JAMNA TEH PAONTA SAHIB DISTT SIRMAUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173029
Phone +919882236604
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAMNA branch of UCO Bank, the code UCBA0003206 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0003206 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAMNA

Payment Systems Supported by UCBA0003206

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—173028065—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in SATAUN typically follows the RBI holiday calendar. Digital transfers via UCBA0003206 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0003206 is the valid code for JAMNA at SATAUN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • SATAUN IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in HIMACHAL PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • JAMNA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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