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UCO Bank

MISSION CHARIALI TEZPUR BRANCH

+919435381230

IFSC CODE
UCBA0003117
MICR Code 784028003
Branch Code 003117
City / District TEZPUR
State ASSAM
Office Address MISSION CHARIALI,TEZPUR DIST SONITPUR ,SONITPUR ,ASSAM PIN 784001
Phone +919435381230
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MISSION CHARIALI TEZPUR branch of UCO Bank, the code UCBA0003117 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0003117 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MISSION CHARIALI TEZPUR

Payment Systems Supported by UCBA0003117

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—784028003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in TEZPUR typically follows the RBI holiday calendar. Digital transfers via UCBA0003117 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0003117 is the valid code for MISSION CHARIALI TEZPUR at TEZPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • TEZPUR IFSC Codes
  • • Swift Code for UCO Bank
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Financial Tools

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Branch Context

  • • MISSION CHARIALI TEZPUR Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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