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UCO Bank

BAVAN BUJURG BALLA BRANCH

+919838754337

IFSC CODE
UCBA0002853
MICR Code 229028054
Branch Code 002853
City / District BACHHRAWAN MEHRAJGANJ
State UTTAR PRADESH
Office Address BAVAN BUJURG VALLA BAWAN BUJURG VALLA RAE BARELI ,RAI BARELI ,UTTAR PRADESH PIN 229306
Phone +919838754337
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BAVAN BUJURG BALLA branch of UCO Bank, the code UCBA0002853 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0002853 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BAVAN BUJURG BALLA

Payment Systems Supported by UCBA0002853

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—229028054—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in BACHHRAWAN MEHRAJGANJ typically follows the RBI holiday calendar. Digital transfers via UCBA0002853 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0002853 is the valid code for BAVAN BUJURG BALLA at BACHHRAWAN MEHRAJGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • BACHHRAWAN MEHRAJGANJ IFSC Codes
  • • Swift Code for UCO Bank
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • BAVAN BUJURG BALLA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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