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UC

UCO Bank

BARHI BRANCH

+919955966681

IFSC CODE
UCBA0002761
MICR Code 825028405
Branch Code 002761
City / District BARHI
State JHARKHAND
Office Address INFRONT OF POLICE INSPECTOR OFFICE GAYA ROADAND 2327 AND 2351 AND 2366 AND 2352 AND 2379 AND 2337 AND 2381 AND 2348 AND 2352 AND 2361 AND 2368 P.O BARHI HAZARIBAG ,HAZARIBAG ,JHARKHAND PIN 825405
Phone +919955966681
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARHI branch of UCO Bank, the code UCBA0002761 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0002761 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARHI

Payment Systems Supported by UCBA0002761

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—825028405—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in BARHI typically follows the RBI holiday calendar. Digital transfers via UCBA0002761 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0002761 is the valid code for BARHI at BARHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BARHI Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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