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UCO Bank

JORDANGA PT I BRANCH

+913662285246

IFSC CODE
UCBA0002640
MICR Code 783028521
Branch Code 002640
City / District MANKACHAR
State ASSAM
Office Address JORDANGA PT 1 BRANCH ,JORDANGA PT 1 PO AND PS MANKACHAR DIST DHUBRI ,SOUTH SALMARA MANKACHAR ,ASSAM PIN 783131
Phone +913662285246
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JORDANGA PT I branch of UCO Bank, the code UCBA0002640 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0002640 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JORDANGA PT I

Payment Systems Supported by UCBA0002640

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—783028521—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in MANKACHAR typically follows the RBI holiday calendar. Digital transfers via UCBA0002640 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0002640 is the valid code for JORDANGA PT I at MANKACHAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • MANKACHAR IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in ASSAM

Financial Tools

  • • GST Calculator Online
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Branch Context

  • • JORDANGA PT I Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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