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UCO Bank

TANDA BRANCH

+911882225666

IFSC CODE
UCBA0002311
MICR Code 144028376
Branch Code 002311
City / District URMAR TANDA
State PUNJAB
Office Address UCO BANK TANDA, BABA BUTA BHAGAT COMPLEX, NEAR BABA BUTA BHAGAT MANDIR, TANDA DISTT.HOSHIARPUR ,HOSHIARPUR ,PUNJAB PIN 144203
Phone +911882225666
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TANDA branch of UCO Bank, the code UCBA0002311 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0002311 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TANDA

Payment Systems Supported by UCBA0002311

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144028376—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in URMAR TANDA typically follows the RBI holiday calendar. Digital transfers via UCBA0002311 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0002311 is the valid code for TANDA at URMAR TANDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • URMAR TANDA IFSC Codes
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Financial Tools

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Branch Context

  • • TANDA Contact
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  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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