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UC

UCO Bank

RECONG PEO BRANCH

+911786223506

IFSC CODE
UCBA0002141
MICR Code 172028102
Branch Code 002141
City / District RECONG PEO
State HIMACHAL PRADESH
Office Address RECONGPEO MAIN ROAD KALPA KINAUR ,KINNAUR ,HIMACHAL PRADESH PIN 172107
Phone +911786223506
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RECONG PEO branch of UCO Bank, the code UCBA0002141 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0002141 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RECONG PEO

Payment Systems Supported by UCBA0002141

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—172028102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in RECONG PEO typically follows the RBI holiday calendar. Digital transfers via UCBA0002141 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0002141 is the valid code for RECONG PEO at RECONG PEO, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
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  • • Swift Code for UCO Bank
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • RECONG PEO Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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