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UCO Bank

BADAMULA BASANTA BRANCH

+916727220252

IFSC CODE
UCBA0001599
MICR Code 754028402
Branch Code 001599
City / District BADAMULABASANTA
State ODISHA
Office Address AT PO BADAMULABASANTA DIST KENDRAPARA ,KENDRAPARA ,ODISHA PIN 754215
Phone +916727220252
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BADAMULA BASANTA branch of UCO Bank, the code UCBA0001599 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001599 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BADAMULA BASANTA

Payment Systems Supported by UCBA0001599

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—754028402—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in BADAMULABASANTA typically follows the RBI holiday calendar. Digital transfers via UCBA0001599 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001599 is the valid code for BADAMULA BASANTA at BADAMULABASANTA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BADAMULA BASANTA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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