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UCO Bank

ORAIYUR BRANCH

+914142248208

IFSC CODE
UCBA0001590
MICR Code 605028010
Branch Code 001590
City / District ORAIYUR TN
State TAMIL NADU
Office Address 412 A MAIN ROAD, ORAIYUR VILLEGE AND POST, PANRUTI TALUK, CUDDALORE DIST. ,CUDDALORE ,TAMIL NADU PIN 607108
Phone +914142248208
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ORAIYUR branch of UCO Bank, the code UCBA0001590 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001590 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ORAIYUR

Payment Systems Supported by UCBA0001590

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—605028010—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in ORAIYUR TN typically follows the RBI holiday calendar. Digital transfers via UCBA0001590 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001590 is the valid code for ORAIYUR at ORAIYUR TN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • ORAIYUR Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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