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UCO Bank

DHAMLA BRANCH

+911702225649

IFSC CODE
UCBA0001435
MICR Code 173028155
Branch Code 001435
City / District DHAMLA
State HIMACHAL PRADESH
Office Address VILL DHAMLA P.O. SANAURA VIA OACHGHAT TEH RAJGARH DIS SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173223
Phone +911702225649
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHAMLA branch of UCO Bank, the code UCBA0001435 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001435 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHAMLA

Payment Systems Supported by UCBA0001435

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—173028155—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in DHAMLA typically follows the RBI holiday calendar. Digital transfers via UCBA0001435 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001435 is the valid code for DHAMLA at DHAMLA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • DHAMLA IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in HIMACHAL PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • DHAMLA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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