Home / UCO Bank / SANOKHARHAT
UC

UCO Bank

SANOKHARHAT BRANCH

+919931728717

IFSC CODE
UCBA0001378
MICR Code 812028538
Branch Code 001378
City / District SANOKHARHAT
State BIHAR
Office Address AT PO SANOKHARHAT DIST BHAGALPUR, BHAGALPUR ,BIHAR PIN 813204
Phone +919931728717
📍 View Branch on Google Maps

Related Branches


Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SANOKHARHAT branch of UCO Bank, the code UCBA0001378 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001378 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SANOKHARHAT

Payment Systems Supported by UCBA0001378

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—812028538—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in SANOKHARHAT typically follows the RBI holiday calendar. Digital transfers via UCBA0001378 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001378 is the valid code for SANOKHARHAT at SANOKHARHAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • SANOKHARHAT IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in BIHAR

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SANOKHARHAT Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: UCO Bank UCBA0001378 code, find SANOKHARHAT branch details, UCO Bank SANOKHARHAT contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for UCO Bank SANOKHARHAT, online neft rtgs imps guide india, how to find ifsc code of UCO Bank.