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UCO Bank

KOHALA BRANCH

+911812798071

IFSC CODE
UCBA0001102
MICR Code 144028053
Branch Code 001102
City / District KOHALA
State PUNJAB
Office Address AT AND POST KOHALA, DIST JALANDHAR ,JALANDHAR ,PUNJAB PIN 144002
Phone +911812798071
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KOHALA branch of UCO Bank, the code UCBA0001102 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001102 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KOHALA

Payment Systems Supported by UCBA0001102

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144028053—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in KOHALA typically follows the RBI holiday calendar. Digital transfers via UCBA0001102 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001102 is the valid code for KOHALA at KOHALA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • KOHALA IFSC Codes
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Financial Tools

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Branch Context

  • • KOHALA Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • PUNJAB Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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