Home / UCO Bank / BHORANJ
UC

UCO Bank

BHORANJ BRANCH

+911972266021

IFSC CODE
UCBA0001041
MICR Code 177028052
Branch Code 001041
City / District BHORANJ
State HIMACHAL PRADESH
Office Address UCO BANK BHORANJ DISTT HAMIRPUR ,HAMIRPUR ,HIMACHAL PRADESH PIN 176045
Phone +911972266021
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHORANJ branch of UCO Bank, the code UCBA0001041 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0001041 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHORANJ

Payment Systems Supported by UCBA0001041

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—177028052—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in BHORANJ typically follows the RBI holiday calendar. Digital transfers via UCBA0001041 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0001041 is the valid code for BHORANJ at BHORANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • BHORANJ IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in HIMACHAL PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • BHORANJ Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: UCO Bank UCBA0001041 code, find BHORANJ branch details, UCO Bank BHORANJ contact number, HIMACHAL PRADESH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for UCO Bank BHORANJ, online neft rtgs imps guide india, how to find ifsc code of UCO Bank.