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UCO Bank

DULIAJAN BRANCH

+913732800458

IFSC CODE
UCBA0000737
MICR Code 786028302
Branch Code 000737
City / District DULIAJAN
State ASSAM
Office Address STATION ROAD, GOGOI MARKET POST DULIAJAN DIST DIBRUGARH ,DIBRUGARH ,ASSAM PIN 786602
Phone +913732800458
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DULIAJAN branch of UCO Bank, the code UCBA0000737 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0000737 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DULIAJAN

Payment Systems Supported by UCBA0000737

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—786028302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in DULIAJAN typically follows the RBI holiday calendar. Digital transfers via UCBA0000737 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0000737 is the valid code for DULIAJAN at DULIAJAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • DULIAJAN IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in ASSAM

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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  • • Currency Converter

Branch Context

  • • DULIAJAN Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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