Home / UCO Bank / ILLAMBAZAR
UC

UCO Bank

ILLAMBAZAR BRANCH

+913462275225

IFSC CODE
UCBA0000704
MICR Code 731028214
Branch Code 000704
City / District ILLAMBAZAR
State WEST BENGAL
Office Address VILL AND P.O. ILLAMBAZAR DIST BIRBHUM, BIRBHUM ,WEST BENGAL PIN 731214
Phone +913462275225
📍 View Branch on Google Maps

Related Branches


Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ILLAMBAZAR branch of UCO Bank, the code UCBA0000704 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0000704 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ILLAMBAZAR

Payment Systems Supported by UCBA0000704

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—731028214—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in ILLAMBAZAR typically follows the RBI holiday calendar. Digital transfers via UCBA0000704 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0000704 is the valid code for ILLAMBAZAR at ILLAMBAZAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
  • • ILLAMBAZAR IFSC Codes
  • • Swift Code for UCO Bank
  • • Bank Holiday in WEST BENGAL

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • ILLAMBAZAR Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: UCO Bank UCBA0000704 code, find ILLAMBAZAR branch details, UCO Bank ILLAMBAZAR contact number, WEST BENGAL bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for UCO Bank ILLAMBAZAR, online neft rtgs imps guide india, how to find ifsc code of UCO Bank.