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UCO Bank

PIRIBAZAR BRANCH

+916346253058

IFSC CODE
UCBA0000656
MICR Code 811028603
Branch Code 000656
City / District PIRI BAZAR
State BIHAR
Office Address PO PIRI BAZAR, VIA STN ABHAYPUR, LAKHISARAI ,BIHAR PIN 811201
Phone +916346253058
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PIRIBAZAR branch of UCO Bank, the code UCBA0000656 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0000656 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PIRIBAZAR

Payment Systems Supported by UCBA0000656

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—811028603—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in PIRI BAZAR typically follows the RBI holiday calendar. Digital transfers via UCBA0000656 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0000656 is the valid code for PIRIBAZAR at PIRI BAZAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • UCO Bank Branch List
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  • • Swift Code for UCO Bank
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Financial Tools

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Branch Context

  • • PIRIBAZAR Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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