UCO Bank
DURGAPUR CITY CENTRE BRANCH
+913432545850
Understanding IFSC Code: The Digital DNA of UCO Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DURGAPUR CITY CENTRE
branch of UCO Bank, the code UCBA0000570 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UCBA0000570 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UCBA" represents UCO Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DURGAPUR CITY CENTRE
Payment Systems Supported by UCBA0000570
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—713028003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UCO Bank in DURGAPUR typically follows the RBI holiday calendar. Digital transfers via UCBA0000570 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UCBA0000570 is the valid code for DURGAPUR CITY CENTRE at DURGAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • UCO Bank Branch List
- • DURGAPUR IFSC Codes
- • Swift Code for UCO Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
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Branch Context
- • DURGAPUR CITY CENTRE Contact
- • Address of UCO Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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