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UCO Bank

MUDITTANENDAL BRANCH

+914222269225

IFSC CODE
UCBA0000527
MICR Code 627028006
Branch Code 000527
City / District MUDITHANANDAL
State TAMIL NADU
Office Address UCO BANK, MUDITTANENDAL BRANCH, VAGAIKULAM, TOOTHUKUDI ,TAMIL NADU PIN 628102
Phone +914222269225
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Understanding IFSC Code: The Digital DNA of UCO Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MUDITTANENDAL branch of UCO Bank, the code UCBA0000527 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UCBA0000527 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UCBA" represents UCO Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MUDITTANENDAL

Payment Systems Supported by UCBA0000527

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—627028006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The UCO Bank in MUDITHANANDAL typically follows the RBI holiday calendar. Digital transfers via UCBA0000527 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UCBA0000527 is the valid code for MUDITTANENDAL at MUDITHANANDAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MUDITTANENDAL Contact
  • • Address of UCO Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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