UCO Bank
VALLABH VIDYANAGAR BRANCH
+912692230340
Understanding IFSC Code: The Digital DNA of UCO Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VALLABH VIDYANAGAR
branch of UCO Bank, the code UCBA0000360 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UCBA0000360 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UCBA" represents UCO Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VALLABH VIDYANAGAR
Payment Systems Supported by UCBA0000360
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—388028002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UCO Bank in VALLABH VIDYANAGAR typically follows the RBI holiday calendar. Digital transfers via UCBA0000360 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UCBA0000360 is the valid code for VALLABH VIDYANAGAR at VALLABH VIDYANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • UCO Bank Branch List
- • VALLABH VIDYANAGAR IFSC Codes
- • Swift Code for UCO Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • VALLABH VIDYANAGAR Contact
- • Address of UCO Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: UCO Bank UCBA0000360 code, find VALLABH VIDYANAGAR branch details, UCO Bank VALLABH VIDYANAGAR contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for UCO Bank VALLABH VIDYANAGAR, online neft rtgs imps guide india, how to find ifsc code of UCO Bank.