UCO Bank
HIRAPUR DHANBAD BRANCH
+913262220267
Understanding IFSC Code: The Digital DNA of UCO Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HIRAPUR DHANBAD
branch of UCO Bank, the code UCBA0000191 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UCBA0000191 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UCBA" represents UCO Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HIRAPUR DHANBAD
Payment Systems Supported by UCBA0000191
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—826028004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The UCO Bank in DHANBAD typically follows the RBI holiday calendar. Digital transfers via UCBA0000191 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UCBA0000191 is the valid code for HIRAPUR DHANBAD at DHANBAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • UCO Bank Branch List
- • DHANBAD IFSC Codes
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Financial Tools
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Branch Context
- • HIRAPUR DHANBAD Contact
- • Address of UCO Bank
- • MICR Code Finder
- • JHARKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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