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Union Bank of India

ST JOSEPHS HGR.PRIM.SCHOOLBELMAN EC BRANCH

+918258274512

IFSC CODE
UBIN0920819
MICR Code
Branch Code 920819
City / District BELMAN
State KARNATAKA
Office Address ST.JOSEPHS HIGHER PRIMARY SCHOOL, BELMAN576111
Phone +918258274512
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ST JOSEPHS HGR.PRIM.SCHOOLBELMAN EC branch of Union Bank of India, the code UBIN0920819 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0920819 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ST JOSEPHS HGR.PRIM.SCHOOLBELMAN EC

Payment Systems Supported by UBIN0920819

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in BELMAN typically follows the RBI holiday calendar. Digital transfers via UBIN0920819 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0920819 is the valid code for ST JOSEPHS HGR.PRIM.SCHOOLBELMAN EC at BELMAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • ST JOSEPHS HGR.PRIM.SCHOOLBELMAN EC Contact
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Platform Links

  • • Anand Design DevBox
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