Union Bank of India
GOA VARCA BRANCH
+918322770700
Understanding IFSC Code: The Digital DNA of Union Bank of India
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GOA VARCA
branch of Union Bank of India, the code UBIN0907821 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the UBIN0907821 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"UBIN" represents Union Bank of India
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GOA VARCA
Payment Systems Supported by UBIN0907821
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Union Bank of India in VARCA typically follows the RBI holiday calendar. Digital transfers via UBIN0907821 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While UBIN0907821 is the valid code for GOA VARCA at VARCA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Union Bank of India Branch List
- • VARCA IFSC Codes
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Financial Tools
- • GST Calculator Online
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Branch Context
- • GOA VARCA Contact
- • Address of Union Bank of India
- • MICR Code Finder
- • GOA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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