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Union Bank of India

SAHATWAR BR BRANCH

IFSC CODE
UBIN0570133
MICR Code
Branch Code 570133
City / District SAHATWAR
State UTTAR PRADESH
Office Address SAHATWAR POST, ,BALLIA DIST., SAHATWAR UTTAR PRADESH PINCODE-277211
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAHATWAR BR branch of Union Bank of India, the code UBIN0570133 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0570133 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAHATWAR BR

Payment Systems Supported by UBIN0570133

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in SAHATWAR typically follows the RBI holiday calendar. Digital transfers via UBIN0570133 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0570133 is the valid code for SAHATWAR BR at SAHATWAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • SAHATWAR BR Contact
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Platform Links

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