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Union Bank of India

SERVICE BR. VISAKHAPATANAM BRANCH

IFSC CODE
UBIN0553948
MICR Code 530026009
Branch Code 553948
City / District VISAKHAPATNAM
State ANDHRA PRADESH
Office Address SERVICE BRANCH,DNO 12-4-32CHANDUSPLAZA,2ND FLOOR,APSARA RD.
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SERVICE BR. VISAKHAPATANAM branch of Union Bank of India, the code UBIN0553948 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0553948 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SERVICE BR. VISAKHAPATANAM

Payment Systems Supported by UBIN0553948

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530026009—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via UBIN0553948 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0553948 is the valid code for SERVICE BR. VISAKHAPATANAM at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Union Bank of India Branch List
  • • VISAKHAPATNAM IFSC Codes
  • • Swift Code for Union Bank of India
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

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Branch Context

  • • SERVICE BR. VISAKHAPATANAM Contact
  • • Address of Union Bank of India
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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