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Union Bank of India

GANDHI INSTITUTE OF TECHNOLOGY MANGT. BRANCH

IFSC CODE
UBIN0553433
MICR Code 530026007
Branch Code 553433
City / District VISAKHAPATNAM
State ANDHRA PRADESH
Office Address GITAM ROAD, RUSHIKONDA, GITAM CAMPUS,TEH. CHINA G. MANDAL, YENDADA,DIST. VISAKHAPATNAM, A.P. PIN-530 045
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GANDHI INSTITUTE OF TECHNOLOGY MANGT. branch of Union Bank of India, the code UBIN0553433 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0553433 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GANDHI INSTITUTE OF TECHNOLOGY MANGT.

Payment Systems Supported by UBIN0553433

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530026007—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via UBIN0553433 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0553433 is the valid code for GANDHI INSTITUTE OF TECHNOLOGY MANGT. at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Union Bank of India Branch List
  • • VISAKHAPATNAM IFSC Codes
  • • Swift Code for Union Bank of India
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • GANDHI INSTITUTE OF TECHNOLOGY MANGT. Contact
  • • Address of Union Bank of India
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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