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Union Bank of India

BADKHAL LAKE COMPLEX BRANCH

2416397

IFSC CODE
UBIN0552119
MICR Code 110026076
Branch Code 552119
City / District FARIDABAD
State HARYANA
Office Address PALI ROAD, BADKHAL LAKE VILLAGE, DIST.FARIDABAD, HARYANA.PIN - 121 001.
Phone 2416397
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BADKHAL LAKE COMPLEX branch of Union Bank of India, the code UBIN0552119 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0552119 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BADKHAL LAKE COMPLEX

Payment Systems Supported by UBIN0552119

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110026076—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in FARIDABAD typically follows the RBI holiday calendar. Digital transfers via UBIN0552119 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0552119 is the valid code for BADKHAL LAKE COMPLEX at FARIDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BADKHAL LAKE COMPLEX Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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