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Union Bank of India

SAWAI MADHOPUR BRANCH

220190

IFSC CODE
UBIN0549991
MICR Code 322026002
Branch Code 549991
City / District MANTOWN
State RAJASTHAN
Office Address 11-12, JAWARHAR NAGAR, MANTOWN, SAWAI MADHOPUR, RAJASTHAN, PIN - 322 001.
Phone 220190
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAWAI MADHOPUR branch of Union Bank of India, the code UBIN0549991 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0549991 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAWAI MADHOPUR

Payment Systems Supported by UBIN0549991

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—322026002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in MANTOWN typically follows the RBI holiday calendar. Digital transfers via UBIN0549991 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0549991 is the valid code for SAWAI MADHOPUR at MANTOWN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Union Bank of India Branch List
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Financial Tools

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Branch Context

  • • SAWAI MADHOPUR Contact
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  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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