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Union Bank of India

ADAMPUR DOABA BRANCH

5753445

IFSC CODE
UBIN0534021
MICR Code
Branch Code 534021
City / District ADAMPUR
State PUNJAB
Office Address RAILWAY ROAD, ADAMPUR DOABA, DIST. JALANDHAR, PUNJAB, PIN - 144 102
Phone 5753445
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ADAMPUR DOABA branch of Union Bank of India, the code UBIN0534021 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0534021 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ADAMPUR DOABA

Payment Systems Supported by UBIN0534021

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in ADAMPUR typically follows the RBI holiday calendar. Digital transfers via UBIN0534021 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0534021 is the valid code for ADAMPUR DOABA at ADAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • ADAMPUR DOABA Contact
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Platform Links

  • • Anand Design DevBox
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