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Union Bank of India

MANDLESHWAR BRANCH

233427

IFSC CODE
UBIN0532649
MICR Code
Branch Code 532649
City / District MANDLESHWAR
State MADHYA PRADESH
Office Address OPP. POST OFFICE, POST MANDLESHWAR,NEAR BUS STA M.G.ROAD, DIST. KHARGONE, MADHYA PRADESH .PIN - 451 221.
Phone 233427
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANDLESHWAR branch of Union Bank of India, the code UBIN0532649 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0532649 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANDLESHWAR

Payment Systems Supported by UBIN0532649

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in MANDLESHWAR typically follows the RBI holiday calendar. Digital transfers via UBIN0532649 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0532649 is the valid code for MANDLESHWAR at MANDLESHWAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Union Bank of India Branch List
  • • MANDLESHWAR IFSC Codes
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Financial Tools

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Branch Context

  • • MANDLESHWAR Contact
  • • Address of Union Bank of India
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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