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Union Bank of India

GOMTIPUR - AHMEDABAD-SSI BRANCH

IFSC CODE
UBIN0531308
MICR Code 380026012
Branch Code 531308
City / District AHMEDABAD
State GUJARAT
Office Address SHIVAM, OUTSIDE GOMTIPUR DARWAJA,GOMTIPUR, AHMEDABAD, GUJARAT,PIN - 380 021.
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Union Bank of India

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOMTIPUR - AHMEDABAD-SSI branch of Union Bank of India, the code UBIN0531308 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UBIN0531308 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UBIN" represents Union Bank of India

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOMTIPUR - AHMEDABAD-SSI

Payment Systems Supported by UBIN0531308

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—380026012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Union Bank of India in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via UBIN0531308 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UBIN0531308 is the valid code for GOMTIPUR - AHMEDABAD-SSI at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • GOMTIPUR - AHMEDABAD-SSI Contact
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Platform Links

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