Telangana State Co-operative Apex Bank
DCC BANK KHAMMAM JULURUPADU BRANCH
+919100039186
Related Branches
Understanding IFSC Code: The Digital DNA of Telangana State Co-operative Apex Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DCC BANK KHAMMAM JULURUPADU
branch of Telangana State Co-operative Apex Bank, the code TSAB0022038 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TSAB0022038 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TSAB" represents Telangana State Co-operative Apex Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DCC BANK KHAMMAM JULURUPADU
Payment Systems Supported by TSAB0022038
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—534809783—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Telangana State Co-operative Apex Bank in JULURUPADU typically follows the RBI holiday calendar. Digital transfers via TSAB0022038 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TSAB0022038 is the valid code for DCC BANK KHAMMAM JULURUPADU at JULURUPADU, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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