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Telangana State Co-operative Apex Bank

THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, MALLIAL BRANCH

IFSC CODE
TSAB0020016
MICR Code 505810103
Branch Code 020016
City / District MALLIAL
State TELANGANA
Office Address KOTHAPETA,MALLIAL
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Telangana State Co-operative Apex Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, MALLIAL branch of Telangana State Co-operative Apex Bank, the code TSAB0020016 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TSAB0020016 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TSAB" represents Telangana State Co-operative Apex Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, MALLIAL

Payment Systems Supported by TSAB0020016

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—505810103—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Telangana State Co-operative Apex Bank in MALLIAL typically follows the RBI holiday calendar. Digital transfers via TSAB0020016 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TSAB0020016 is the valid code for THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, MALLIAL at MALLIAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • THE KARIMNAGAR DISTRICT CO OPERATIVE CENTRAL BANK LTD, MALLIAL Contact
  • • Address of Telangana State Co-operative Apex Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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