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Telangana State Co-operative Apex Bank

THE ADILABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, UTNOOR BRANCH

IFSC CODE
TSAB0019018
MICR Code 504812542
Branch Code 019018
City / District UTNOOR
State TELANGANA
Office Address ADILABAD DISTRICT COOPERATIVE APEX CENTRAL BANK LTD,BR.UTNOOR,NEAR I.B.UTNOOR 504311
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Telangana State Co-operative Apex Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE ADILABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, UTNOOR branch of Telangana State Co-operative Apex Bank, the code TSAB0019018 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TSAB0019018 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TSAB" represents Telangana State Co-operative Apex Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE ADILABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, UTNOOR

Payment Systems Supported by TSAB0019018

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—504812542—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Telangana State Co-operative Apex Bank in UTNOOR typically follows the RBI holiday calendar. Digital transfers via TSAB0019018 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TSAB0019018 is the valid code for THE ADILABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, UTNOOR at UTNOOR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • THE ADILABAD DISTRICT CO OPERATIVE CENTRAL BANK LTD, UTNOOR Contact
  • • Address of Telangana State Co-operative Apex Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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