Tamilnadu State Apex Co-operative Bank
PUDUCHERRY CO-OPERATIVE URBAN BANK LTD BRANCH
+914132222293
Understanding IFSC Code: The Digital DNA of Tamilnadu State Apex Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PUDUCHERRY CO-OPERATIVE URBAN BANK LTD
branch of Tamilnadu State Apex Co-operative Bank, the code TNSC0160102 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TNSC0160102 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TNSC" represents Tamilnadu State Apex Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PUDUCHERRY CO-OPERATIVE URBAN BANK LTD
Payment Systems Supported by TNSC0160102
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—605019252—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Tamilnadu State Apex Co-operative Bank in PUDUCHERRY typically follows the RBI holiday calendar. Digital transfers via TNSC0160102 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TNSC0160102 is the valid code for PUDUCHERRY CO-OPERATIVE URBAN BANK LTD at PUDUCHERRY, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • PUDUCHERRY CO-OPERATIVE URBAN BANK LTD Contact
- • Address of Tamilnadu State Apex Co-operative Bank
- • MICR Code Finder
- • PUDUCHERRY Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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