Pondicherry State Co-operative Bank
Pondicherry State Co-operative Bank IMPS BRANCH
+914132285303
Understanding IFSC Code: The Digital DNA of Pondicherry State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Pondicherry State Co-operative Bank IMPS
branch of Pondicherry State Co-operative Bank, the code TNSC0160101 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TNSC0160101 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TNSC" represents Pondicherry State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Pondicherry State Co-operative Bank IMPS
Payment Systems Supported by TNSC0160101
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—605632001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Pondicherry State Co-operative Bank in PUDUCHERRY typically follows the RBI holiday calendar. Digital transfers via TNSC0160101 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TNSC0160101 is the valid code for Pondicherry State Co-operative Bank IMPS at PUDUCHERRY, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Pondicherry State Co-operative Bank IMPS Contact
- • Address of Pondicherry State Co-operative Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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