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Villupuram District Central Co-operative Bank

Villupuram District Central Co-operative Bank IMPS BRANCH

+914146224803

IFSC CODE
TNSC0012200
MICR Code 605800002
Branch Code 012200
City / District VILLUPURAM
State MAHARASHTRA
Office Address 2,HOSPITAL ROAD,VILLUPURAM 605 602
Phone +914146224803
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Villupuram District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Villupuram District Central Co-operative Bank IMPS branch of Villupuram District Central Co-operative Bank, the code TNSC0012200 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TNSC0012200 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TNSC" represents Villupuram District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Villupuram District Central Co-operative Bank IMPS

Payment Systems Supported by TNSC0012200

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—605800002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Villupuram District Central Co-operative Bank in VILLUPURAM typically follows the RBI holiday calendar. Digital transfers via TNSC0012200 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TNSC0012200 is the valid code for Villupuram District Central Co-operative Bank IMPS at VILLUPURAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Villupuram District Central Co-operative Bank IMPS Contact
  • • Address of Villupuram District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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