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Tamilnad Mercantile Bank

THRISSUR BRANCH

+919400220929

IFSC CODE
TMBL0000503
MICR Code 680060003
Branch Code 000503
City / District THRISSUR
State KERALA
Office Address GROUND FLOOR, PANDARIL TOWER, RICE BAZAR ROAD, OPP ADAM BAZAR, THRISSUR 680 001
Phone +919400220929
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THRISSUR branch of Tamilnad Mercantile Bank, the code TMBL0000503 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TMBL0000503 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TMBL" represents Tamilnad Mercantile Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THRISSUR

Payment Systems Supported by TMBL0000503

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—680060003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamilnad Mercantile Bank in THRISSUR typically follows the RBI holiday calendar. Digital transfers via TMBL0000503 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TMBL0000503 is the valid code for THRISSUR at THRISSUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • THRISSUR Contact
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  • • KERALA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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