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Tamilnad Mercantile Bank

VISNAGAR BRANCH

+919909002049

IFSC CODE
TMBL0000433
MICR Code 384060121
Branch Code 000433
City / District VISNAGAR
State GUJARAT
Office Address PLOT NO 43 KANSHA CROSS ROAD, NEAR GIDC, VISNAGAR 384 315 MEHSANA DISTRICT, GUJARAT STATE
Phone +919909002049
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VISNAGAR branch of Tamilnad Mercantile Bank, the code TMBL0000433 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TMBL0000433 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TMBL" represents Tamilnad Mercantile Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VISNAGAR

Payment Systems Supported by TMBL0000433

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—384060121—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamilnad Mercantile Bank in VISNAGAR typically follows the RBI holiday calendar. Digital transfers via TMBL0000433 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TMBL0000433 is the valid code for VISNAGAR at VISNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • VISNAGAR Contact
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  • • GUJARAT Banking Circle

Platform Links

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