Tamilnad Mercantile Bank
DHARMAAPURI BRANCH
+917502610888
Related Branches
Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DHARMAAPURI
branch of Tamilnad Mercantile Bank, the code TMBL0000400 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the TMBL0000400 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"TMBL" represents Tamilnad Mercantile Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DHARMAAPURI
Payment Systems Supported by TMBL0000400
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—638060018—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Tamilnad Mercantile Bank in KAVINDAPADY typically follows the RBI holiday calendar. Digital transfers via TMBL0000400 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While TMBL0000400 is the valid code for DHARMAAPURI at KAVINDAPADY, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • DHARMAAPURI Contact
- • Address of Tamilnad Mercantile Bank
- • MICR Code Finder
- • TAMIL NADU Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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