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Tamilnad Mercantile Bank

KANNICHERIPUTHUR BRANCH

+919715110888

IFSC CODE
TMBL0000349
MICR Code 626060308
Branch Code 000349
City / District VIRUDHUNAGAR
State TAMIL NADU
Office Address D.NO.2/59, NADAR STREET, MAIN ROAD, KANNICHERIPUTHUR- 626 204, R.R.NAGAR(VIA), VIRUDHUNAGAR DIST,TAMILNADU
Phone +919715110888
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANNICHERIPUTHUR branch of Tamilnad Mercantile Bank, the code TMBL0000349 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TMBL0000349 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TMBL" represents Tamilnad Mercantile Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANNICHERIPUTHUR

Payment Systems Supported by TMBL0000349

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—626060308—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamilnad Mercantile Bank in VIRUDHUNAGAR typically follows the RBI holiday calendar. Digital transfers via TMBL0000349 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TMBL0000349 is the valid code for KANNICHERIPUTHUR at VIRUDHUNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KANNICHERIPUTHUR Contact
  • • Address of Tamilnad Mercantile Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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