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Tamilnad Mercantile Bank

DELHI SHAHDARA BRANCH

+911122304533

IFSC CODE
TMBL0000207
MICR Code 110060003
Branch Code 000207
City / District DELHI
State DELHI
Office Address 26/22, STREET NO.12 MAIN, 60 FEET ROAD, VISHWAS NAGAR, SHAHDARA-EAST DELHI 110032
Phone +911122304533
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Tamilnad Mercantile Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DELHI SHAHDARA branch of Tamilnad Mercantile Bank, the code TMBL0000207 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the TMBL0000207 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"TMBL" represents Tamilnad Mercantile Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DELHI SHAHDARA

Payment Systems Supported by TMBL0000207

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110060003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamilnad Mercantile Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via TMBL0000207 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While TMBL0000207 is the valid code for DELHI SHAHDARA at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • DELHI SHAHDARA Contact
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  • • MICR Code Finder
  • • DELHI Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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